Contest Rules and Requirements

By May 10, 2018Uncategorized

Important: Please read these Official Rules (“Rules”) before entering the Share Your Journey Contest (the “Contest”). By entering Contest, you agree to be bound by these Rules.


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CONTEST PERIOD: Entry begins Monday, May 14, 2018, 12:00:00 am Eastern Time (ET) and ends on July 1, 2018 at 12:00:00 am Eastern Time (ET). Winners will be announced shortly after the contest ends, no later than July 30, 2018.

ELIGIBILITY:  The Promotion is open only to residents currently residing in the United States (including DC), Puerto Rico, or Canada (excluding Quebec), who are at least eighteen (18) years of age (or the age of majority in their jurisdiction of residence) as of the date of their entry.

HOW TO ENTER: To enter the Contest, take the following steps during the Entry period:
•      First, write a brief story (1,500 words or less) that describes your personal journey (love, life, a unique experience—be creative). The theme of this story is “Two Hearts One Journey”
•      Second, include a high quality photo or scan that encapsulates the story.
•      Third, email your story (PDF or .docx format) and photo (JPEG) to [email protected] Alternatively, entries may be mailed to the following postal address (must be RECEIVED by the contest end date)
Two Hearts One Journey Story Contest
American Jewelry and Loan
20450 Greenfield Road
Detroit, MI 48235

Mailed submissions must also include current contact information.

•      Only submissions posted during the contest period will be eligible to win.

PUBLICITY RELEASE:  Contest Entry will be reviewed by Sponsor or Sponsor’s designated Contest administrator (“Administrator”), and may be removed if deemed inappropriate. By entering the contest, participants agree to give Sponsor permission to use the name, likeness, image, voice, and/or appearacnce as such may be embodied in any pictures, photos, video recordings, audiotapes, digital images, and the like, taken or made on behalf of the contest entry. Entrants agree that Sponsor has complete ownership of contest materials including the entire copyright and may use them for any purpose consistent with standard best practices of social media and publicity.

CONTEST JUDGING AND WINNER SELECTION:  Between the close of the Entry Period and June 1, a panel of judges comprised of representatives of the Sponsor at their sole discretion (together, the “Judges”) will evaluate and score all eligible entries submitted during the Contest Period. Judges will select three (3) Potential Winners from all eligible entries, based on the judging criteria below. The ‘Fan Favorite’ will be determined by Social Media LIKES on the Sponsor channels including Instagram, Facebook, and others.
Fan favorite: 40 points
Message quality and originality: 20 points
Photo quality and originality: 20 points
Heartwarming story: 20 points

Sponsor will make up to two (2) attempts within three (3) business days to contact the Potential Winner by sending an email to the email address provided during the submission process. If any Potential Winner does not meet the eligibility criteria or fails to respond to notification attempts with required information, that entry will be disqualified and an alternate Potential Winner will be selected.  All decisions of Sponsor relating to the Contest are final.

PRIZES: There will be three Grand Prizes awarded, one for each of the top three entrants. The prize will be a set: one bracelet, one set of earrings, and one small pendant necklace, from the Lili Gold jewelry collection in Sterling Silver valued at $225. Prizes are provided by Sponsor.

PHOTO CRITERIA:  Photo submissions must include full usage rights. You may provide multiple photos with your submission. Any photo will be disqualified that contains material that, in the sole discretion of Sponsor:
• Communicates messages or images inconsistent with the positive images and/or good will to which Sponsor wishes to associate.
• Disparages any person, company, or products.
• Violates or infringes upon the copyrights, trademarks, or privacy, property, publicity or other intellectual property rights of any person or entity not affiliated with this Contest.
• Contains any personal identification, such as personal names or e-mail addresses.
• Promotes alcohol, illegal drugs, tobacco, firearms/weapons (or the use of any of the foregoing).

By submitting an entry, you hereby consent to Sponsor’s use of the entry in their internal communications and publications, in social media and other marketing platforms.  You also confirm that any people and/or the owners of any animals who are featured in the photograph(s) gave permission for you to take the image(s) and do not object to your, or Sponsor’s use of the same for commercial purposes.

GENERAL CONDITIONS:  Sponsor is entitled to interpret these rules as needed, and the decision of Sponsor is final.  If any portion of the Prize is not available, Sponsor will award a prize, or portion thereof, of equal or greater value.

CANCELLATION: Sponsor is entitled to cancel the contest, in whole or in part, due to lack of participation or fewer than 20 qualifying entries.

GENERAL LIABILITY: Participants agree that the Sponsor (a) shall not be responsible or liable for, and you hereby release the Sponsor from, any claims, losses, damages or injuries of any kind (including death, to persons, property and/or pet(s)) resulting, in whole or in part, directly or indirectly, from participation in the Contest or any Contest-related activity, or from acceptance, receipt, possession and/or use/misuse or inability to use a prize; and (b) to the maximum extent permitted by law, have not made any warranty, condition, representation or guarantee, express or implied, in fact or in law, with respect to a prize, including, without limitation, to such prize’s quality or fitness for a particular purpose. The Sponsor shall not be liable for any injury, damage, loss, expense, accident, delay, inconvenience or irregularity that may be caused or contributed to (a) by any wrongful, negligent or unauthorized act or omission on the part of any of their agents, servants, employees or independent contractors; (b) by any wrongful, negligent or unauthorized act or omission on the part of any other person or entity not an employee of the Sponsor, or (c) by any other cause, condition or event whatsoever beyond the control of the Sponsor, including postal service delays. Failure of Sponsor to enforce any provision herein shall not be deemed a waiver of such. Sponsor reserves the right to modify these Rules for clarification and/or administration purposes without materially affecting the terms and conditions of the Contest.   The Sponsor assumes no responsibility for computer problems that make it difficult or impossible for you to enter the Contest, or to respond to notifications. Sponsor reserves the right in its sole discretion to cancel, suspend, modify or amend this Contest, in its entirety or in part, for any reason, including should virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or other causes corrupt the administration, security, fairness, integrity or proper play of the Contest. Sponsor reserves the right at its sole discretion to disqualify any individual it suspects to be tampering with the entry process or the operation of the Contest. If any part of these Rules is determined to be invalid or unenforceable pursuant to applicable law, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and these Rules shall continue in effect.

DISPUTES: All issues and questions concerning the construction, validity, interpretation and enforceability of these Rules or the rights and obligations of participants or Sponsor in connection with the Contest shall be governed by and construed in accordance with the laws of the State of Michigan in the United States, without regard to conflict or choice of law provisions, or international treaties or conventions. Participants specifically agree to the venue and jurisdiction being exclusively in the federal and state courts situated in Wayne County in Michigan, United States.

COPYRIGHT NOTICE: The Contest and all accompanying materials are copyright 2018 by the Sponsor. All rights reserved

SPONSOR: The Sponsor of the Contest is American Jewelry and Loan, 20450 Greenfield Road, Detroit, MI. 48235. More information can be found at


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